Publication Date
Spring 1999
Degree Type
Master's Project
Degree Name
Master of Urban Planning (MUP)
Department
Urban and Regional Planning
Abstract
In regard to the provision of affordable housing, the first section of this planning report will address the history and evolution of housing discrimination , particularly redlining, as it pertains to financial institutions. This will include a discussion on the relevance and critical need for decreasing and hopefully eliminating housing discrimination by financial lending institutions in order to protect the rights of underserved low-income households and neighborhoods. Also included will be a description of various laws enacted at both the federal and state level to enforce the provision of affordable housing for those populations that have historically had limited access to financial loan services due to the location of their neighborhood or racial composition. Following this, a summary of the various affordable housing initiatives and low-income loan programs will be provided as an example of the various implementation measures employed by one financial institution, World Savings. Additionally, two case studies describing in detail unique affordable housing initiatives by World Savings will be presented in the third section. Finally, an evaluation of World Savings and Its compliance with the affordable housing legislation will also be provided in the last section.
Recommended Citation
Johnson, Elizabeth A., "Affordable Housing: Solutions by Financial Institutions" (1999). Master's Projects. 1673.
https://scholarworks.sjsu.edu/etd_projects/1673
